Please be aware, to obtain that loan you should have been one for at least 6 months with us you must be a Nectar member and. You can easily submit an application for a loan on the web or by calling us. And you will often get a decision that is instant. WeвЂ™re here. Telephone Calls can be recorded for safety purposes and monitored under our quality control procedures. Continue reading Loans Customer Care. Collapsed How can I apply?